Buying a Home in Bellingham

How We CompareHome Buying ProcessHouse HuntingFinancingHome Inspection

Upfront Costs


In most situations the Lender requires that the appraisal and credit report be paid upfront prior to closing. Although, in a situation with zero down financing, this may not hold true.

Earnest Money

Your earnest money deposit is determined when the offer is written. Typically it is 1-2% of the purchase price and is applied to your down payment. In most situations, it is fully refundable if the purchase is not made.

Home Inspectors

I cannot stress enough the importance of having an inspection... Even on a brand new home. While there may not appear to be any major problems with the home, having an inspection will give you the assurance that the house is sound and will save you from costly surprises in the future. Plan to attend the inspection to ask questions and to learn as much as you can about your new home.

Our Trusted Lenders

Christy Sorenson

Bank of the Pacific
913 Lakeway Drive, Suite 201
Bellingham, WA 98229
Office: 360.756.2772
NMLS #472780

Reah Dewell

Wells Fargo
1855 Main Street #101
Ferndale, WA 98248
Office: 360.384.4975
NMLS #156730

Josh Zandstra

Movement Mortgage
12 Bellwether Way Suite 110
Bellingham, WA 98225
Office: 360.558.3126
NMLS #518804