Buying a Home in Bellingham

How We CompareHome Buying ProcessHouse HuntingFinancingHome Inspection

Upfront Costs

Lender

In most situations the Lender requires that the appraisal and credit report be paid upfront prior to closing. Although, in a situation with zero down financing, this may not hold true.

Earnest Money

Your earnest money deposit is determined when the offer is written. Typically it is 1-2% of the purchase price and is applied to your down payment. In most situations, it is fully refundable if the purchase is not made.

Home Inspectors

I cannot stress enough the importance of having an inspection... Even on a brand new home. While there may not appear to be any major problems with the home, having an inspection will give you the assurance that the house is sound and will save you from costly surprises in the future. Plan to attend the inspection to ask questions and to learn as much as you can about your new home.

Our Trusted Lenders

Christy Sorenson

Bank of the Pacific
4124 Hannegan Road
Bellingham, WA 98226
360.756.2772
NMLS #472780
Email: CSorenson@BankofthePacific.com

Reah Dewell

Wells Fargo
1855 Main Street #101
Ferndale, WA 98248
Office: 360.384.4975
NMLS #156730
Email: reah.dewell@wellsfargo.com

Heidi Goodman

Peoples Bank
3100 Woburn Street
Bellingham, WA 98226
Office: 360.354.7285
NMLS #422228
Email: heidi.goodman@peoplesbank-wa.com